Certified Fraud Examiner Practice 2025 - Free Practice Questions and Study Guide

In the context of insurance, 'sliding' refers to the practice of adding unnecessary coverage without the consent or full awareness of the policyholder. This deceptive tactic often involves agents persuading clients to accept additional coverages that may not be needed or beneficial, without adequately explaining these additions.

The essence of 'sliding' lies in its misleading nature, where clients might believe they are simply renewing or modifying existing policies, only to find additional costs incorporated into their premiums due to these added, often irrelevant, coverages. This undermines the principle of transparency in the insurance industry, as clients should have a clear understanding of what their policy entails and how much they are paying.

The other options present different insurance malpractices but do not specifically capture the practice of 'sliding.' Reducing coverage without notice and canceling policies without client knowledge pertain to other types of unethical behavior in the insurance sector, while increasing premiums without explanation addresses a separate issue regarding premium adjustments.